Request a Workers’ Compensation Insurance Quote

AMS Programs offers brokers access to comprehensive PEO services and pay-as-you-go workers’ compensation options. Coordinating with AMS Programs allows you to offer the flexible, high-quality services that your clients appreciate, services designed with the needs of each business and business owner at their core.


Request a workers’ compensation insurance quote to find out the ways in which we can benefit you and your clients. You’ll be able to bring demonstrable value to your clients and maximize their cash flow: It’s not often that brokers can offer such clear, measurable value to their clients. AMS Programs innovative PEO and workers’ comp solutions can help your clients grow and protect their businesses.

Advantages for Brokers
Product Differentiation: Innovative, aggressively priced programs allow you to offer competitive rates to your clients on bundled insurance and administrative services to save them valuable time and money.

90%+ Client Retention: Our workers’ comp insurance quotes can demonstrate just how high-value our services are. Further evidence can be found in our excellent broker/client retention rates.

20+ A-rated Carrier Options: Brokers have a large selection of options to present to their clients. Bundle our insurance programs with employer extended services to create custom business solutions.

Expansive Underwriting: Competitive workers’ comp insurance quotes for hard-to-place clients are readily available. Many companies will not offer WC to fields with high experience modifiers or a high hazard class, but MartinoWest is different: We welcome the challenge of working with your hard-to-place clients.

End-User Benefits
Competitive Rates: You’ll be able to offer your clients great savings with our services, typically ranging from 20% to 30% off their premiums. Demonstrate superior savings to your clients with a workers’ comp insurance quote from MartinoWest!

Increased Cash Flow: Our pay-as-you-go billing method eliminates large premiums based on estimates. There is little or no deposit required for qualified applicants, and there are no audits. Our services can seamlessly integrate with your clients’ current payroll.

Comprehensive PEO Services: Request a PEO quote to find out just how much time and money our services can save your clients on the outsourced business management services they need. Our business solutions include professional employer organization services, administrative services outsourcing, and employee leasing.

Program Submission Requirements

Brokers can submit the following to AMS Programs to receive workers’ compensation insurance quotes:

  • Acord 130 – Workers’ Comp Application
  • Loss Runs – currently valued, to include 3 prior years


Please send submissions to [email protected].

Contact the program underwriting coordinator with questions about the submission process.


Premiums are calculated from actual payroll. When payroll goes down, billing goes down.

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No Deposit!

Workers’ Comp premiums are collected with pay. Eliminates the need for an upfront deposit.

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Cash Back!

Receive 15% or more of premium cash back for no or low losses.

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Competitive Rates!

Our programs consistently save clients an average of 20% or more on their workers’ compensation rates.