No Deposit

Normally insurance carriers use ESTIMATED PAYROLL figures to determine workers’ compensation insurance premiums. In addition the insurance carriers will put clients on enormous installment bill payment plans and require large premium deposits. This means business owners have huge up front costs as well as the burden of being tied to high fixed monthly premiums. Clients can also be hit with sizable premium audit bills if they under estimate annual payrolls, these premium audit bills make it difficult for clients to afford the deposit and up front costs associated with the next years policy.


All of our programs include innovative Pay-As-You-Go billing plans.


Premiums are calculated and collected each payroll cycle.


When payroll goes down premiums go down.


No Premium Deposits

Premiums are Based on Actual Payrolls vs. Estimates

Maximize Cash Flow

Eliminate Large Installment Payments

Eliminate or Reduce Year-End Additional Premiums – Due to Audits


Premiums are calculated from actual payroll. When payroll goes down, billing goes down.

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No Deposit!

Workers’ Comp premiums are collected with pay. Eliminates the need for an upfront deposit.

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Cash Back!

Receive 15% or more of premium cash back for no or low losses.

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Competitive Rates!

Our programs consistently save clients an average of 20% or more on their workers’ compensation rates.